Compare Dodge Charger Insurance Quotes in Fort Wayne

It’s shocking but most car insurance policyholders kept buying from the same company for over three years, and 38% of customers have never compared rates to find affordable insurance. Indiana consumers could save $700 each year by just comparing quotes, but they don’t want to spend time to shop around.

Insurance quote for Dodge Charger in Fort WayneIt takes a few minutes, but the best way to get more affordable Dodge Charger insurance is to make a habit of regularly comparing prices from companies in Fort Wayne. You can compare rates by following these steps.

  1. Read and learn about what is in your policy and the factors you can control to prevent rate increases. Many rating criteria that are responsible for high rates like at-fault accidents, careless driving, and a not-so-good credit rating can be eliminated by paying attention to minor details. Read the full article for the details to prevent high rates and get discounts that may be available to you.
  2. Compare rates from direct, independent, and exclusive agents. Direct companies and exclusive agencies can only quote rates from one company like Progressive or Allstate, while independent agencies can quote prices from multiple sources.
  3. Compare the price quotes to your current policy to see if you can save by switching companies. If you can save money, make sure there is no lapse in coverage.
  4. Give notification to your current company to cancel your current auto insurance policy and submit a completed policy application and payment to your new agent or company. When you receive it, place the new certificate of insurance with your vehicle’s registration.

A key point to remember is to compare identical coverages on each price quote and and to look at every insurance company. Doing this ensures a level playing field and the best rate selection.

Companies offering Dodge Charger insurance in Fort Wayne

The companies in the list below can provide quotes in Indiana. If your goal is to find cheap auto insurance in Fort Wayne, we suggest you click on several of them in order to find the most affordable rates.

Coverage information

The table shown below showcases a range of insurance premium costs for Dodge Charger models. Having a good grasp of how rate quotes are figured is important for drivers to make informed decisions.

Dodge Charger Insurance Rates in Fort Wayne, IN
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Charger 3.5 $268 $496 $424 $26 $128 $1,342 $112
Charger $268 $496 $424 $26 $128 $1,342 $112
Charger AWD $268 $496 $424 $26 $128 $1,342 $112
Charger 3.5 AWD $268 $496 $424 $26 $128 $1,342 $112
Charger SXT $268 $496 $424 $26 $128 $1,342 $112
Charger SXT AWD $268 $496 $424 $26 $128 $1,342 $112
Charger Rallye $268 $496 $424 $26 $128 $1,342 $112
Charger R/T $268 $570 $424 $26 $128 $1,416 $118
Charger Rallye AWD $268 $570 $424 $26 $128 $1,416 $118
Charger R/T AWD $294 $570 $424 $26 $128 $1,442 $120
Charger SRT-8 $294 $570 $424 $26 $128 $1,442 $120
Get Your Own Custom Quote Go

Price data assumes single male driver age 40, no speeding tickets, no at-fault accidents, $250 deductibles, and Indiana minimum liability limits. Discounts applied include claim-free, homeowner, safe-driver, multi-policy, and multi-vehicle. Prices do not factor in garaging location in Fort Wayne which can affect price quotes substantially.

Impact of age and gender on auto insurance rates

The information below illustrates the comparison of Dodge Charger premium costs for male and female drivers. The price estimates are based on no tickets, no at-fault accidents, full coverage, $1,000 deductibles, single status, and no discounts are applied to the premium.

Save money by receiving discounts

Insurance is not cheap nor is it fun to buy but there’s a good chance there are discounts that many people don’t even know exist. Some discounts apply automatically when you complete an application, but a few must be asked about prior to receiving the credit. If you do not check that you are getting every discount possible, you are paying more than you should be.Discount insurance

It’s important to understand that some of the credits will not apply to the entire cost. Most only cut the cost of specific coverages such as collision or personal injury protection. So even though they make it sound like you could get a free insurance policy, companies wouldn’t make money that way.

The information below illustrates the comparison of Dodge Charger insurance costs with and without discounts applied to the policy rates. The information is based on a male driver, no tickets, no at-fault accidents, Indiana state minimum liability limits, comprehensive and collision coverage, and $250 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with multi-policy, homeowner, marriage, claim-free, multi-car, and safe-driver discounts applied.

Large insurance companies and the discounts they provide are outlined below.

When comparing rates, check with every insurance company which discounts they offer. Some discounts might not apply everywhere. To choose insurance companies who offer insurance discounts in Fort Wayne, click this link.

Informed Consumers Save Every Year

The best way to find cheaper auto insurance is to take a look at a few of the rating criteria that play a part in calculating your auto insurance rates. When consumers understand what determines premiums, this empowers consumers to make smart changes that can earn you lower auto insurance prices.

You are unique and your insurance should be too

When buying proper insurance coverage for your personal vehicles, there really is no best way to insure your cars. Everyone’s situation is a little different.Safe vehicles cost less to insure

Here are some questions about coverages that might point out whether your personal situation would benefit from professional advice.

If you don’t know the answers to these questions, you may need to chat with a licensed agent. If you don’t have a local agent, simply complete this short form. It only takes a few minutes and can provide invaluable advice.

Exclusive versus independent insurance agents

Some consumers would prefer to sit down and talk to an agent and that is a smart decision Licensed agents can answer important questions and help in the event of a claim. A good thing about price shopping on the web is that you can obtain cheap auto insurance quotes but still work with a licensed agent.

By using this short form, the coverage information is sent to participating agents in Fort Wayne who will gladly provide quotes for your auto insurance coverage. It’s much easier because you don’t need to leave your house due to the fact that quote results will go immediately to you. If you need to get a price quote from a particular provider, you just need to visit that company’s website and complete a quote there.

Selecting a insurer needs to be determined by more than just a cheap price quote. Ask your prospective agent these questions:

Multiple types of car insurance agents in Fort Wayne

When looking for a reliable agent, it can be helpful to understand the different types of agents and how they are distinctly different. Agents in Fort Wayne are classified as either independent or exclusive depending on the company they work for. Both can sell and service auto insurance coverage, but it’s important to know why they differ since it may influence which agent you choose.

Exclusive Insurance Agencies

Exclusive insurance agents are contracted to one company and examples are Allstate, Farmers Insurance or State Farm. They usually cannot compare rates from other companies so you need to shop around if the rates are high. Exclusive agencies are well trained in insurance sales which helps overcome the inability to quote other rates.

Below are exclusive insurance agencies in Fort Wayne who may provide you with price quote information.

Kent Paul – State Farm Insurance Agent
1505 W Dupont RdFort Wayne, IN 46825(260) 478-2222View Map

7529 W Jefferson BlvdFort Wayne, IN 46804(260) 434-1952View Map

7757 Coldwater RdFort Wayne, IN 46825(260) 489-5503View Map

View more Fort Wayne agents

Independent Agents

Agents in the independent channel are not limited to a single company and that enables them to quote your coverage amongst many companies and help determine which has the cheapest rates. To move your coverage to a new company, they can switch companies in-house and you won’t have to switch agencies.

If you need lower rates, you definitely need to compare quotes from independent agents in order to have the best price comparison.

Shown below is a short list of independent insurance agents in Fort Wayne that are able to give rate quotes.

3702 Rupp DrFort Wayne, IN 46815(260) 482-6900View Map

707 Airport North Office ParkFort Wayne, IN 46825(260) 482-6700View Map

7410 Bluffton RdFort Wayne, IN 46809(260) 747-5373View Map

View more Fort Wayne agents

Fort Wayne car insurance companies ranked

Insuring your vehicle with a good quality auto insurance company is hard considering how many choices drivers have in Fort Wayne. The rank data in the next section may help you decide which insurers you want to consider when comparing rates.

Top Car Insurance Companies in Indiana
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
USAA 99 100 90 92% A++ 97.4
21st Century 89 86 100 88% A 92.7
GEICO 97 91 88 85% A++ 92.5
Nationwide 88 94 91 88% A+ 91.3
AAA Insurance 93 87 88 87% A 90.8
Liberty Mutual 91 91 92 87% A 90.7
Safeco Insurance 90 93 88 86% A 90.2
State Farm 91 94 80 88% A++ 90.2
Travelers 89 91 94 79% A++ 90.1
American Family 88 92 83 88% A 89.4
Titan Insurance 89 91 83 86% A+ 89.3
Allstate 90 90 84 85% A+ 89.1
Progressive 83 85 99 87% A+ 88.7
Erie Insurance 92 90 82 88% A+ 88.5
The Hartford 87 89 84 87% A+ 88
Esurance 84 88 85 83% A+ 86
Farmers Insurance 79 88 84 87% A 84.7
The General 88 80 85 80% A- 84.5
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Data Source: Best Car Insurance Companies

Shop around and save

As you shop your coverage around, it’s a bad idea to buy lower coverage limits just to save a few bucks. There are too many instances where an accident victim reduced physical damage coverage only to regret that it was a big error on their part. Your goal is to buy enough coverage at the best price but still have enough coverage for asset protection.

We just showed you some good ideas how to find affordable Dodge Charger insurance in Fort Wayne. It’s most important to understand that the more quotes you get, the better chance you’ll have of finding cheaper Fort Wayne auto insurance quotes. You may even be surprised to find that the most savings is with a company that doesn’t do a lot of advertising.

Lower-priced Dodge Charger insurance in Fort Wayne is attainable both online in addition to local insurance agencies, and you should be comparing both so you have a total pricing picture. A few companies may not provide online rate quotes and many times these regional carriers work with independent agents.

For more information, link through to the resources below: