Infiniti EX35 Insurance Rate Quotes in Fort Wayne

It’s safe to assume that auto insurance companies don’t want their customers to go rate shopping. Insureds who shop around for a cheaper policy will, in all likelihood, move their business because the odds are good of finding a more affordable policy. A recent survey revealed that drivers who shopped around saved as much as $860 a year as compared to drivers who never compared rates.

If finding the best price on Infiniti EX35 insurance is the reason for your visit, then learning a little about how to shop for coverage rates can make shopping around easier.

Insurance for Infiniti EX35If you want to save the most money, the best way to get the cheapest Infiniti EX35 insurance in Fort Wayne is to compare quotes once a year from different companies who sell auto insurance in Indiana. You can compare prices by completing these steps.

The most important part of shopping around is that you use the same amount of coverage on every quote and and to analyze as many different companies as possible. This enables the most accurate price comparison and a complete rate analysis.

Pricing more affordable auto insurance coverage in Fort Wayne can be fairly easy. Virtually every driver who buys auto insurance will be able to cut their insurance bill. Nevertheless, Indiana drivers must learn the methods companies use to calculate your policy premium and use this information to your advantage.

To find inexpensive Fort Wayne car insurance quotes, there are several ways of comparing rates from many auto insurance companies in Indiana. The best method to find competitive insurance rates consists of obtaining rate quotes online.

It’s so easy to compare quotes online that it makes it a waste of time to spend your day driving to different Fort Wayne agent offices. Comparing online rate quotes can eliminate the need for a local agent unless your situation requires the professional advice of a local Fort Wayne agent. If you prefer, some companies allow you to comparison shop your insurance online but buy the policy through an agent. Keep in mind that comparing more quotes helps increase your odds of locating a lower rate.

The companies shown below can provide free rate quotes in Indiana. If you want to find cheap auto insurance in Fort Wayne, we recommend you visit as many as you can to get the best price comparison.

Rates and statistics

The data table shown next highlights different insurance prices for Infiniti EX35 models. Knowing how insurance policy rates are established can assist in making smart choices when choosing a car insurance company.


Infiniti EX35 Insurance Rates in Fort Wayne, IN
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
EX35 AWD $192 $452 $364 $22 $110 $1,140 $95
EX35 Journey $192 $452 $364 $22 $110 $1,140 $95
EX35 $192 $452 $364 $22 $110 $1,140 $95
EX35 AWD Journey $212 $452 $364 $22 $110 $1,160 $97
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Cost estimates assume single female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Indiana minimum liability limits. Discounts applied include multi-vehicle, multi-policy, claim-free, homeowner, and safe-driver. Premium costs do not factor in Fort Wayne location which can lower or raise auto insurance rates noticeably.

Auto insurance deductibles

When comparing auto insurance rates, the most common question is where should you set your physical damage deductibles. The following insurance rates can help you understand how much more you’ll pay between low and high coverage deductibles. The first set of rates uses a $100 physical damage coverage deductible and the second price chart uses a $500 deductible.


Infiniti EX35 insurance with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
EX35 AWD $272 $592 $280 $16 $84 $1,269 $106
EX35 Journey $272 $592 $280 $16 $84 $1,269 $106
EX35 $272 $592 $280 $16 $84 $1,269 $106
EX35 AWD Journey $304 $592 $280 $16 $84 $1,301 $108
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Infiniti EX35 insurance with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
EX35 AWD $200 $400 $280 $16 $84 $980 $82
EX35 Journey $200 $400 $280 $16 $84 $980 $82
EX35 $200 $400 $280 $16 $84 $980 $82
EX35 AWD Journey $222 $400 $280 $16 $84 $1,002 $84
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Data variables include married male driver age 30, no speeding tickets, no at-fault accidents, and Indiana minimum liability limits. Discounts applied include homeowner, claim-free, multi-policy, multi-vehicle, and safe-driver. Rate quotes do not factor in garaging location in Fort Wayne which can impact premium rates substantially.

Based on this data, we can arrive at the conclusion that using a $100 deductible could cost the average driver approximately $24 more each month or $288 a year than choosing the higher $500 deductible. Since you would have to pay $400 more to settle a claim with a $500 deductible as compared to a $100 deductible, if you normally average more than 17 months between claim filings, you would more than likely save some money if you choose the higher deductible.

The illustration below shows how different deductible levels and can change Infiniti EX35 insurance premiums for each different age category. The data is based on a single male driver, full coverage, and no discounts are applied.

Males versus Females

The illustration below compares Infiniti EX35 insurance prices for male and female drivers. The costs are based on no claims or driving violations, comprehensive and collision coverage, $100 deductibles, marital status is single, and no discounts are applied to the premium.

Infiniti EX35 liability-only versus full coverage

The illustration below shows the comparison of Infiniti EX35 insurance costs with and without physical damage coverage, medical payments, and uninsured/under-insured motorist coverage. The costs are based on a clean driving record, no claims, $500 deductibles, drivers are single, and no discounts are taken into consideration.

When to eliminate full coverage

There is no exact rule for phasing out physical damage coverage, but there is a general convention. If the annual cost of your full coverage insurance is more than about 10% of the settlement you would receive from your company, then it might be time to consider dropping full coverage.

For example, let’s pretend your Infiniti EX35 replacement value is $9,000 and you have $1,000 physical damage deductibles. If your vehicle is damaged in an accident, you would only receive $8,000 after paying the physical damage deductible. If it’s costing you more than $800 a year to have full coverage, then it may be the right time to buy liability only.

There are a few situations where dropping full coverage is not financially feasible. If you haven’t satisfied your loan, you have to keep full coverage to satisfy the loan requirements. Also, if your savings is not enough to buy a different vehicle in the even your car is totaled, you should keep full coverage.

These discounts can reduce Infiniti EX35 insurance rates

Auto insurance companies don’t necessarily list all discounts in an easy-to-find place, so the list below details a few of the more common as well as the least known ways to save on car insurance.Cheaper car insurance with discounts

We need to note that most credits do not apply to your bottom line cost. Most only reduce the price of certain insurance coverages like liability and collision coverage. Just because you may think it’s possible to get free car insurance, nobody gets a free ride.

The illustration below illustrates the difference between Infiniti EX35 premium costs with and without discounts applied to the premium. The data assumes a female driver, no tickets, no at-fault accidents, Indiana state minimum liability limits, full physical damage coverage, and $1,000 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with multi-policy, claim-free, marriage, multi-car, safe-driver, and homeowner discounts applied.

Popular car insurance companies and a partial list of their discounts include:

When getting free Fort Wayne car insurance quotes, it’s a good idea to each insurance company to apply every possible discount. Some of the earlier mentioned discounts might not apply everywhere. To choose insurance companies who offer discounts in Fort Wayne, click here to view.

Insuring your vehicle just makes sense

Even though it’s not necessarily cheap to insure an Infiniti in Fort Wayne, maintaining insurance serves an important purpose.

The benefits of buying car insurance greatly outweigh the cost, specifically if you ever have a liability claim. According to a 2015 survey, the average American driver is currently overpaying as much as $820 a year so compare quotes from several companies at every renewal to make sure the price is not too high.

Indiana auto insurance company ratings

Selecting a highly-rated insurer is hard considering how many companies there are in Fort Wayne. The company information listed below could help you choose which car insurance providers to look at purchasing from.

Top 10 Fort Wayne Car Insurance Companies Ranked by Customer Service

  1. Nationwide
  2. State Farm
  3. Safeco Insurance
  4. American Family
  5. Titan Insurance
  6. Travelers
  7. Liberty Mutual
  8. GEICO
  9. Erie Insurance
  10. Allstate

Top 10 Fort Wayne Car Insurance Companies by A.M. Best Rank

  1. USAA – A++
  2. GEICO – A++
  3. Travelers – A++
  4. State Farm – A++
  5. Allstate – A+
  6. Progressive – A+
  7. Erie Insurance – A+
  8. The Hartford – A+
  9. Nationwide – A+
  10. Esurance – A+

Insurance agencies are professional risk managers

Some consumers just want to get professional advice from a licensed agent and that can be a smart move One of the best bonuses of comparing rate quotes online is the fact that drivers can get cheap auto insurance rates and still have a local agent. Buying from small agencies is definitely important in Fort Wayne.

Find insurance agent in Fort WayneBy using this short form, your insurance data is sent to participating agents in Fort Wayne who will give competitive quotes and help you find cheaper coverage. There is no need to leave your computer since price quotes are sent immediately to your email address. You can find the lowest rates and a licensed agent to work with. If you wish to get a comparison quote for a specific company, you can always find their quoting web page and fill out their quote form.

If you prefer to buy auto insurance from a reputable insurance agent or broker, it’s helpful to know the different types of agents and how they function. Auto insurance agencies are considered either independent or exclusive.

Independent Agents (or Brokers)

Agents that choose to be independent are not restricted to one company and that gives them the ability to insure with a variety of different insurance companies and get the cheapest rates. If they find a cheaper price, your agent can just switch to a different company and the insured can keep the same agent. If you are trying to find cheaper rates, you need to contact several independent insurance agents to have the best price comparison.

Below is a list of independent insurance agents in Fort Wayne that may be able to give competitive price quotes.


7113 W Jefferson BlvdFort Wayne, IN 46804(260) 969-5613View Map


6714 Pointe Inverness Way #100Fort Wayne, IN 46804(260) 969-3900View Map

Affordable Agency Inc
2314 Lake AveFort Wayne, IN 46805(260) 485-2526View Map

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Exclusive Agents

Exclusive agencies can only quote rates from one company such as State Farm, Allstate, and Farm Bureau. Exclusive agents are unable to compare other company’s rates so they have to upsell other benefits. These agents are usually well trained on sales techniques and that allows them to sell at a higher price point.

The following are exclusive agencies in Fort Wayne who can help you get rate quotes.


702 W Coliseum Blvd dFort Wayne, IN 46808(260) 484-5577View Map

Kent Paul – State Farm Insurance Agent
1505 W Dupont RdFort Wayne, IN 46825(260) 478-2222View Map


8812 Coldwater RdFort Wayne, IN 46825(260) 489-0156View Map

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Picking an insurance agent requires you to look at more than just the bottom line cost. These are valid questions to ask:

If you feel you receive good feedback to these questions in addition to an acceptable price estimate, you have narrowed it down to an auto insurance agent that can be relied on to provide auto insurance coverage. But keep in mind policyholders can terminate coverage for any reason so don’t think that you are permanently stuck with any specific company for the full policy term.