Everyone knows that insurance companies don’t want their customers to go rate shopping. People who compare other prices will most likely buy a different policy because they have a good chance of finding a cheaper policy. Surprisingly, a recent survey revealed that people who routinely compared rates saved about $70 a month as compared to drivers who don’t make a habit of comparing rates.
If finding budget-friendly Chevy TrailBlazer insurance in Fort Wayne is your target objective, then having some knowledge of the best way to quote and compare cheaper coverage can make it simple to find affordable coverage.
To save the most money, the best way to get affordable Chevy TrailBlazer insurance is to annually compare prices from providers who can sell car insurance in Fort Wayne.
Step 1: Try to understand auto insurance and the steps you can take to keep rates low. Many policy risk factors that are responsible for high rates like at-fault accidents and an unacceptable credit history can be amended by making minor changes to your lifestyle.
Step 2: Request price quotes from direct carriers, independent agents, and exclusive agents. Exclusive and direct companies can only give rate quotes from a single company like GEICO and State Farm, while independent agencies can provide prices from many different companies. Get quotes now
Step 3: Compare the new rate quotes to your existing rates to see if a cheaper price is available. If you find better rates, make sure coverage is continuous and does not lapse.
Step 4: Notify your current company to cancel your existing policy and submit payment and a signed application for your new policy. As soon as coverage is bound, keep your new certificate verifying coverage in an easily accessible location.
An important part of this process is to compare the same liability limits and deductibles on every price quote and and to get quotes from as many auto insurance providers as possible. This helps ensure an apples-to-apples comparison and a thorough price selection.
Save money with these discounts on Chevy TrailBlazer insurance in Fort Wayne
Car insurance companies don’t always list every available discount in a way that’s easy to find, so the list below details some of the more common and also the more inconspicuous discounts that may be available.
- Bundled Policy Discount – If you combine your home and auto policies with the same company you could save at least 10 to 15 percent or more.
- Anti-lock Brake Discount – Vehicles equipped with ABS or steering control have fewer accidents so companies give up to a 10% discount.
- Student in College – College-age children who attend college more than 100 miles from Fort Wayne and leave their car at home could qualify for this discount.
- Discount for New Cars – Insuring a vehicle that is new can save up to 30% compared to insuring an older model.
- More Vehicles More Savings – Purchasing coverage when you have multiple cars on one policy qualifies for this discount.
As is typical with insurance, some of the credits will not apply to the whole policy. Most only reduce the cost of specific coverages such as liability, collision or medical payments. Even though it appears you would end up receiving a 100% discount, insurance companies wouldn’t stay in business.
If you would like to view insurance companies with the best discounts in Fort Wayne, click this link.
The best way to compare car insurance company rates for Chevy TrailBlazer insurance in Fort Wayne is to take advantage of the fact auto insurance companies provide online access to provide you with a free rate quote. The one thing you need to do is give the companies some data like if you have a valid license, if a SR-22 is needed, your occupation, and whether your vehicle is owned or leased. The data is then submitted to multiple car insurance providers and you get price estimates almost instantly.
To check Chevy TrailBlazer insurance prices now, click here and find out if lower rates are available in Fort Wayne.
The companies shown below are our best choices to provide free rate quotes in Fort Wayne, IN. If multiple companies are listed, we recommend you get rates from several of them to find the lowest auto insurance rates.
Neighborhood Fort Wayne auto insurance agents
Many drivers still prefer to sit down with an agent and that is just fine! One of the great benefits of comparing rate quotes online is the fact that drivers can get lower rates and still choose a local agent. Buying from neighborhood agents is especially important in Fort Wayne.
To make it easy to find an agent, after completing this short form, the coverage information is immediately sent to insurance agents in Fort Wayne who can give free rate quotes to get your business. It’s much easier because you don’t need to search for an agent as quotes are delivered to you. You can find better rates without requiring a lot of work. If you need to get a rate quote from a specific car insurance provider, you just need to jump over to their website and fill out the quote form the provide.
When researching a local Fort Wayne insurance agent, it’s important to understand the different agency structures and how they can service your needs differently. Car insurance agents can be classified as either exclusive or independent.
Independent Car Insurance Agents (or Brokers)
Independent agents are appointed with more than one company so as a result can place your coverage amongst many companies and get you the best rates possible. If they find a cheaper price, they can switch companies in-house and you don’t have to find a new agent. If you are comparing rate quotes, we highly recommend that you contact at a minimum one independent agency to ensure the widest selection of prices. Most can insure with different regional companies who may have lower rates.
Below is a short list of independent insurance agencies in Fort Wayne that may be able to give pricing information.
- Masters Insurance Fort Wayne Indiana
4324 Flagstaff Cove – Fort Wayne, IN 46815 – (260) 702-0945 – View Map - Short Associates, Inc.
2855 E Dupont Rd – Fort Wayne, IN 46825 – (260) 482-7077 – View Map - Mathews Insurance Agency, Inc.
807 Lincoln Hwy W – New Haven, IN 46774 – (260) 749-9696 – View Map
Exclusive Agents
Agents of this type generally can only insure with one company like AAA, State Farm, Farmers Insurance, and Allstate. These agents are unable to provide prices from multiple companies so always compare other rates. Exclusive agencies are well trained on what they offer which helps them sell on service rather than price. Many people use the same exclusive agent mainly due to the brand legacy rather than low price.
Listed below is a short list of exclusive agents in Fort Wayne who can help you get rate quotes.
- Allstate Insurance: Susan L. Law
5308 St Joe Rd – Fort Wayne, IN 46835 – (260) 492-6254 – View Map - Connie Stickler – State Farm Insurance Agent
7105 Old Trail Rd – Fort Wayne, IN 46809 – (260) 747-2626 – View Map - Allstate Insurance: Keith Miller
4930 Illinois Rd Ste 1 – Fort Wayne, IN 46804 – (260) 434-0010 – View Map
Choosing an car insurance agent requires you to look at more than just a low price. A good agent in Fort Wayne will have answers to these questions.
- Does the company have a solid financial rating?
- How are they compensated?
- Which insurance company do they prefer to write with?
- Does the agency provide any after hours assistance?
- How many years of experience in personal auto insurance do they have?
If you receive answers to your satisfaction to your questions and locked in a price quote, chances are good that you have found a car insurance agent that will provide car insurance coverage. Just be aware that you can cancel your policy whenever you want so never assume you’re contractually obligated to any specific agency for a certain time period.
Do the work, save more money
Drivers change insurance companies for any number of reasons including poor customer service, questionable increases in premium, policy non-renewal and even being labeled a high risk driver. Regardless of your reason for switching companies, switching auto insurance companies is pretty simple and you could end up saving a buck or two.
Throughout this article, we presented some good ideas how you can save on Chevy TrailBlazer insurance in Fort Wayne. The key concept to understand is the more price quotes you have, the higher your chance of finding affordable Fort Wayne auto insurance quotes. You may even discover the biggest savings come from a small local company.
As you go through the steps to switch your coverage, make sure you don’t skimp on critical coverages to save a buck or two. There have been many cases where an insured cut collision coverage only to find out that they should have had better coverage. Your objective should be to buy the best coverage you can find for the lowest cost, not the least amount of coverage.
More detailed auto insurance information is located at these sites:
- Reducing Your Risks in a Car Crash Video (iihs.org)
- Who Has Affordable Auto Insurance Quotes for Good Drivers in Fort Wayne? (FAQ)
- Who Has the Cheapest Auto Insurance Rates for a Ford Explorer in Fort Wayne? (FAQ)
- How Much are Fort Wayne Auto Insurance Quotes for a Jeep Wrangler? (FAQ)
- Who Has Affordable Car Insurance for Drivers with Bad Credit in Fort Wayne? (FAQ)
- How Much are Auto Insurance Rates for a Ford Edge in Fort Wayne? (FAQ)
- Your Car has been Stolen: Now What? (Allstate)
- Should I Purchase an Umbrella Liability Policy? (Insurance Information Institute)
- Car Insurance FAQ (Trusted Choice)